Construction Worker injured at work. Workers Compensation by TIL Florida

 Workers Compensation 

Workers Comp in Florida

Non construction companies in FL with four or more full or part time employees are required to buy workers compensation insurance by law.  

All construction business are required to purchase coverage regardless of the number og employees  unless the entity is permitted to file an owner exemption. 

Workers Comp by The Insurnce Ladies
Coverages Under Workers Comp

Medical Costs​

Occupational Illness​

Short Term and Long Term Disability​

Employee Wages-Income Benefits​

Funeral Expenses

Workers compensation is calculated using estimated payroll wages and class codes, premium is still a separate business expense from the cost of payroll.