The Insurance Ladies of Florida specialize in small businesses such as Tattoo and Body Piercing retail stores.
A tattoo parlor faces a number of risks that could potentially put you out of business. The policy should prevent these hazards from bankrupting your company
Coverages to Consider :
LIABILITY FOR TATTOO PARLORS
Liability insurance will protect your business by covering court imposed fines as well as any legal fees associated with a covered event. Liability coverage options you can choose from include:
This coverage will provide coverage for personal injuries or property damage sustained by a customer while in your place of business.
Communicable disease liability insurance:
Clean equipment and unused sterilized needles are extremely important when doing tattoos and piercings.
Property Damage Coverage
The biggest part of your investment is by setting up the shop. Money you spend will go into the contents of your business, from furnishings to equipment. Without insurance, a disaster such as fire, can completely wipe out your business and the investment you have made in it. In order to avoid losing your investment consider
Contents coverage, compensation for losses to your tattoo guns, body jewelry, chairs, tables. Covered losses includes fire, severe weather, vandalism and theft.
Signs and glass Insurance:
Many policies exclude coverage for outdoor signs and for glass, Be sure to check the terms of your policy
Your policy will cover you as the policy owner as well as any named employed in your shop. Professional liability covers malpractice.
Additional Coverages that might be important in your case.
Apprenticeship program insurance
Guest artist or piercer insurance
Coverage at conventions
Sexual Abuse insurance
Permanent makeup insurance